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Writer's pictureEducation Australia

Home Loan Experts: You Deserve More – Get home loans with no LMI and special rates

How you can get the perfect home loan with added perks. Teaching is tough – getting a home loan shouldn’t be!

Owning a home is one of the biggest milestones in life, and as a teacher, you’re already

in a strong position to make it happen. At Home Loan Experts, we understand the

unique financial situation of educators and offer exclusive benefits designed specifically

for you.


Why Are Teachers in a Unique Position For Home Loans?

As educators, you have a few advantages that many borrowers don’t:

  • Job Security: Teachers benefit from stable employment, making it easier to

secure approval from lenders.

  • Steady Income: Lenders love consistency, and your predictable salary gives

them confidence in your ability to repay.

  • Additional Earnings: Many teachers supplement their income through tutoring

or coaching, increasing borrowing capacity.

  • Borrow Over 100%: Need extra help to buy your first home? With a guarantor, you can borrow more than 100% of the property’s value.

  • Casual Earners Welcome: Even if you’re casually employed or a contractor, you can still borrow up to 95% of the property’s value.


How Does the Home Loan Process Work?

Our process is simple and stress-free. Here’s how we’ll guide you through it:

  1. Consultation: We’ll take the time to understand your specific needs, whether you’re full-time, part-time or casual, and identify the right options.

  2. Loan Pre-Approval: We’ll secure your loan pre-approval, so you can confidently begin house hunting. Our strong relationships with lenders often mean better rates for teachers.

  3. Application and Approval: We handle all the paperwork and negotiations, providing a personalised loan package that maximises your income – including any overtime or tutoring earnings.

  4. Settlement: From start to finish, we guide you through the process to ensure a smooth and hassle-free settlement.

  5. Broker for Life: Our relationship doesn’t end when you get your keys. We continue to support you with refinancing, accessing equity, or making extra repayments as your needs evolve.


Who Qualifies?

  • Pre-Primary Teachers

  • Primary & Secondary Teachers

  • Special Needs & ESL Teachers

  • University Lecturers and Tutors

  • Vocational Education Teachers

  • School Principals


1300 889 743

02 9194 1700





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